Get Safe Online is an annual event to raise awareness of internet safety issues.A government initiative is reaching out to raise awareness of internet crime in consumers and small businesses through competitions, events and PR activity. The annual Get Safe Online Summit which has kicked off this week in central London.
Just in time for the busiest online sales season of the year, consumers need to take care they are on 'real' sites and not impart credit details to fake ones.
Action Fraud:launched by the National Fraud Authority (NFA), is the UK’s first national fraud reporting centre that provides a single point of contact for fraud victims where they can both report a fraud and seek guidance and advice.
Partner site: http://www.actionfraud.org.uk/
Partner site: http://www.actionfraud.org.uk/
Online Christmas Shopping Tips Shoppers can make sure that gift buying online is stress-free by doing the following:
•Only deal with reputable sellers – use sites you can trust.Be particularly wary when buying from overseas. Be prepared to ask questions before buying. (Look for the LiveEnsure authenticate badge)
•Be sure you know who you are dealing with – always access the website you are planning to buy from by typing the address into your web browser. Never go to a website from a link in an unsolicited email and then enter your personal details or PIN.
•Trust your instincts – if an offer looks too good to believe then there is usually a catch. Be suspicious of prices that are too good to be true.
•Check delivery timescales and keep records – print out your order and keep copies of the retailer’s terms and conditions, returns policy, delivery conditions, postal address (not a post office box) and phone number (not a mobile number). Having this information will help if you subsequently encounter difficulties with your order.
•Section 75 protection – if you are buying something between £100 and £30,000 consider using a credit card, as you will then have extra protection through Section 75 of the Consumer Credit Act – for transactions in the UK and abroad. This states that should a problem subsequently arise, such as the company going out of business, you can claim your money back from your credit card company.
•Keep receipts and check these against your statement – if you spot a transaction you did not authorise speak to your card company immediately. If you are the innocent victim of any type of card fraud you will not suffer any financial loss.
•Only deal with reputable sellers – use sites you can trust.Be particularly wary when buying from overseas. Be prepared to ask questions before buying. (Look for the LiveEnsure authenticate badge)
•Be sure you know who you are dealing with – always access the website you are planning to buy from by typing the address into your web browser. Never go to a website from a link in an unsolicited email and then enter your personal details or PIN.
•Trust your instincts – if an offer looks too good to believe then there is usually a catch. Be suspicious of prices that are too good to be true.
•Check delivery timescales and keep records – print out your order and keep copies of the retailer’s terms and conditions, returns policy, delivery conditions, postal address (not a post office box) and phone number (not a mobile number). Having this information will help if you subsequently encounter difficulties with your order.
•Section 75 protection – if you are buying something between £100 and £30,000 consider using a credit card, as you will then have extra protection through Section 75 of the Consumer Credit Act – for transactions in the UK and abroad. This states that should a problem subsequently arise, such as the company going out of business, you can claim your money back from your credit card company.
•Keep receipts and check these against your statement – if you spot a transaction you did not authorise speak to your card company immediately. If you are the innocent victim of any type of card fraud you will not suffer any financial loss.
The link above offers useful information if you are an online fraud victim this christmas.
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